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Three Insurance Mistakes You Need To Avoid
Elinor Stutz  --   Top One Percent Influencer and Sales Performance Guru Elinor Stutz -- Top One Percent Influencer and Sales Performance Guru
For Immediate Release:
Dateline: Washington, DC
Wednesday, March 29, 2023


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Three Insurance Mistakes You Need To Avoid

Although it may not be the most exciting way to spend money, insurance is often essential to a sound financial plan. Also, there may be too much at stake not to have it.

When looking for insurance, making a mistake that could have serious financial repercussions is common. Examples include having inadequate coverage for your belongings or paying for coverage you don’t need. For these reasons and more, it is crucial to be aware of the most typical gaps in insurance coverage so you can steer clear of them. Our collaborative blog offers three insurance mistakes to avoid and eliminate the risk of losing what may be near and dear.


Three Insurance Mistakes to Avoid

Photo by Tierra Mallorca on Unsplash

Believing Your Insurance Cover Is Enough 

Some may not need to give much thought to their insurance because they already have at least two policies, whether for their car, home, or themselves. It is essential, however, to understand the specifics of each policy’s coverage. If your insurance policy is over a few years old, give this some serious thought. Truthfully answer the question, ‘Are they adequate now?’

For example, you may have a life insurance policy that pays you a certain sum in the event of your death. But what if you suddenly have a family to support, more significant debts, or a more expensive home? Is it still the case that this policy is adequate?

Meeting your changing requirements requires a policy review once a year. You should also ensure you can act when you need things like a rideshare accident attorney from Morris Bart

Waiting Too Long To Buy Life Insurance

A typical error for many is to wait an extended period before getting life insurance coverage.

Age is a significant factor in determining insurance costs. Insurance premiums are typically lower for younger people. Those in their twenties and thirties who are already saddled with many other financial commitments frequently delay purchasing life insurance until they start a family.

Waiting also exposes you to the possibility of developing a serious health problem before purchasing, which might significantly increase your future premiums or prevent you from obtaining insurance altogether.

Choosing No Insurance

If you are trying to save money by forgoing insurance, savings is not your reality. Although not an exciting expenditure, insurance will cover you in the event of theft or damage to your vehicle. Having burglary and fire insurance is a must whether you rent or own. In the time of need, relief is yours if you have the appropriate insurance.

Mandatory minimum coverage includes medical expenses. Healthcare costs have the potential to spiral out of control, leaving individuals without a secure financial footing. Without health insurance, you risk declaring bankruptcy in the event of a significant illness or injury, which is a problem even for those with it.

Finding low-cost auto insurance is not a bad idea; it saves you thousands of dollars in the event of an accident, and the premiums are usually quite manageable. Also, having auto insurance is mandatory.

In Conclusion: Three Insurance Mistakes to Avoid

Protecting your health, wealth, and well-being are essentials for living a healthy and happy life. The three essential areas we note above will assist you when choosing insurance. If you have a question about a particular type of policy, consult an expert in the field upfront and then discuss it with the people you trust to make the best decision possible.

For More Insights:   Visit Elinor’s Amazon Author Page

‘Communicate to Attract Interest

Nice Girls DO Get the Sale is an International Best-Seller and Evergreen: A Classic! https://amzn.to/39QiVZwHIRED! How To Use Sales Techniques To Sell Yourself On Interviews is a best seller. https://amzn.to/33LP2pv and helped many to secure the job they desiredVisit Elinor Stutz's Author Page on Amazon: https://www.amazon.com/Elinor-Stutz/e/B001JS1P8S

Authentic Relationships Are Essential

Be A Story-Teller

As the CEO of Smooth Sale, after her near-death experience, Stutz created the motto, 

 “Believe, Become, Empower

 Nice Girls DO Get the Sale is an International Best-Selling and Evergreen Book – Among the Classics!

Related Blog Stories:

Business and Personal Insurance Are Essential
Employees First for Long-Term Business
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Sales Tips: Three Insurance Mistakes to Avoid

  1. Protection of where we live and family members include avoiding the three insurance mistakes many otherwise make.
  2. While insurance can be costly, the cost is far higher than not having it when a disaster occurs.
  3. Many types of insurance exist; speak with a financial advisor to select the better protection within your budget.
  4. Consider all the incidents in the news to realize we cannot predict the future.
  5. Although some may scoff at your purchase, keep your priorities intact.
  6. Do not purchase because a friend is selling a policy; purchase because it will benefit you.
  7. Research the latest advice and reasoning why specific policies are making the news to help you decide.
  8. Before a meeting with an insurance representative, research the top companies in the field to compare and contrast offerings, cost involvement, and benefits.
  9. Ask many questions of a sales representative to ensure they will provide the appropriate policy for you.
  10. Celebrate Success!

Today’s insights are provided to help you achieve the Smooth Sale!


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Elinor Stutz, CEO of Smooth Sale, delivers inspirational keynotes at conferences and authored: The International Best-Selling Book, Nice Girls DO Get the Sale: Relationship Building That Gets Results.” In addition to being translated into four languages, it reached the remarkable and unique level of being hailed Evergreen. Stutz’ commitment to community service led to the writing of her second best-selling book, HIRED! How to Use Sales Techniques to Sell Yourself On Interviews.”

Kred proclaimed Stutz as a “Top 1% Influencer for Social Media,.  CEO World Magazine named Stutz as one of “The brightest sales minds to follow on Twitter”.  Bizzhum and NowISeeIt both named the Smooth Sale Blog as one of the “Top 100 Most Innovative Sales Bloggers.”  Stutz consults and speaks worldwide.

Connect with Stutz:

Twitter: @smoothsale  
LinkedIn: Elinor Stutz

Youtube:  Elinor Stutz

Elinor Stutz (she/her/hers)
International Bestselling Author, Top 1% Influencer, Inspirational Speaker
Smooth Sale 



News Media Interview Contact
Name: Elinor Stutz
Title: CEO, Speaker, Author
Group: Smooth Sale
Dateline: Ashburn, VA United States
Direct Phone: 408-209-0550
Main Phone: 408-209-0550
Cell Phone: 408-209-0550
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