Wisdom often comes with age—and sometimes, with costly mistakes. In the candidvideo by CNBC Make It, older Americans share the financial missteps they wish they had avoided—from not saving early enough, to overspending, to misunderstanding credit. These stories serve as powerful reminders that good money habits are essential not just for comfort, but for freedom and peace of mind later in life. The video reinforces one key truth: it’s never too early—or too late—to get smarter about money.

What stands out most is the honesty and humility of each person reflecting on their past. Their stories aren’t about shame—they’re about learning and passing that knowledge forward. Whether you’re in your 30s, 60s, or beyond, their advice is timeless: live within your means, prioritize saving, and ask questions before it’s too late.

What’s one financial habit you wish you had learned earlier in life?
 Are there money lessons from your past you could share—or still need to confront?
 What’s one step you can take today to protect your future self financially?

Jump into theAge Brilliantly Forum to share your reflections or ask for guidance. Together, we can create a community that’s wiser, more intentional, and financially empowered—at every stage of life.