BELLEVUE, WASH., May 15, 2012—One of the nation's leading voices on long-term care insurance, Stephen D. Forman, has chosen the first column topic in his educational series: advice for choosing the best inflation protection rider.

"An LTC insurance policy without inflation protection can be virtually worthless, but traditional 5% compound will more than double the cost of coverage," commented Forman, senior vice-president at Long Term Care Associates, Inc. (LTCA).  He continued, "Between these two extremes lies an overlooked middle ground I wanted to explore for the benefit of producers and consumers alike."

The column, entitled "Inflation: The Silent Killer of LTC Insurance", can be found on Producers eSource, where Forman is a regular contributor.  Inflation protection is one of a series of LTC Insurance policy riders to be studied in depth over the coming months.

The prelude to the series is a self-described primer called "The Top 10 Long-Term Care Insurance Riders You Need to Know", which not only summarizes the most common rider options today, but serves as a forecast of future topics.

Forman concluded, "With 10,000 Baby Boomers turning 65 every day, long-term care insurance is only going to increase in popularity.  Everyone owes it to themselves to become more familiar with the product, and seek reliable sources of information in the process."

About LTCA:

With roots dating back to 1974, Long Term Care Associates, Inc. (LTCA) has now entered its 5th decade focused exclusively in the LTC Insurance marketplace.  Headquartered in Bellevue, Wash., the company is proud to serve over 5 million members of sponsoring organizations, and count the claim payments to its clientele in the tens of millions of dollars.  LTCA can be followed on Twitter @ltcassociates.

About Producers eSource:

Producers eSource is a leading industry publication providing insurance and financial professionals with strategies, tools and tips to grow their business. Working with active industry experts to identify issues relevant to the insurance business, Producers eSource delivers proven solutions that both inform and help the financial professional succeed in today's marketplace.