Some people are completely unaware of what their personal insurance in San Antonio, TX covers and could lead to complications, which are outside of anyone’s control.

There are people who often call their insurance company with problems with their homeowners, auto, or renters insurance. The issues with which they are normally calling involve an accident or loss that was not covered, which could have been covered, but they decided to save a few bucks (normally in the single digits). Selecting your personal insurance is among the most important financial decisions one can make. It’s important to remember that your policy has exclusions, and it’s important to regulate those exclusions as you see fit—which could come back to bite you. Here are common ways people mess up their personal insurance in San Antonio, TX.

1. Purchasing insurance online thinking that all insurance companies are the same is a common mistake that people commit. Every insurance company has their own process of purchasing insurance. One might include some coverage while the other may be optional. Like Sherlock Holmes, it’s important to be observant when filling out your application.
2. People often believe insurance premiums to be like utility bills: “if they’re late, it won’t matter too much.” This thinking is wrong. If your premiums are not paid on time, your insurance company may have the right to cancel coverage.
3. Starting a home business doesn’t necessarily mean that your assets are covered under your homeowners insurance policy. Check the limits and conditions on your policy.

You can avoid problems by going with the right insurance company to help you with every step along the way. Contact Jerry R Carnahan Insurance to learn more about your options for personal insurance in San Antonio, TX. We can help you assess your needs and hunt for ways to save and avoid problems!