Monday, September 19, 2016
Car accidents can be extremely stressful, especially when you think about your auto insurance in San Antonio, TX, so it’s important that you know what to do when you find yourself in one.
All accidents are unexpected, but when you find yourself in one, it can be a bit stressful. That’s why it’s important to brush up on your post-collision procedures now and then to make sure that you’re prepared. This guide could help you make those crucial moments after an accident less stressful and the auto insurance in San Antonio, TX claims process easier.
- Pull over (if it is safe)
If your car is physically able to do so, pull over to the side of the road. The hundreds of people behind you shouldn’t have to suffer because of your distraction. If you can’t pull over, turn your hazard lights on to warn other drivers your vehicle isn’t going anywhere soon.
- Check on the other drivers involved
Make sure that no one is hurt, if they are call 911 immediately. Even a seemingly minor injury like dizziness should be checked on by a health care professional.
- Gather information
Take pictures or write down the following info:
- Driver and passenger names
- Location of the accident
- License plate numbers
- Make and model of the vehicle(s)
- The contact information of any eye witnesses
- Insurance info
- The name and badge number of the responding police officers
- Document the scene of the collision
If you have a camera on your smartphone, it’s important that you take pictures of the crash. They’ll come in handy throughout the claims process.
- File your claim
Call your insurance company. They should walk you through the entire thing and make everything as easy as possible.
To protect yourself from the perils of driving, you will need to invest in a San Antonio, TX car insurance policy. For help finding an auto insurance policy that will fit your needs, contact the Texas insurance professionals at Jerry R Carnahan Insurance.
About Jerry Carnahan, LUTCF, CWCS
Jerry Carnahan is the owner of Carnahan Insurance agency, and co-author of the Texas edition of Stop Being Frustrated & Overcharged, a book about reducing Workers’ Compensation costs. Jerry is also the brains behind SmartGuard(R), a proprietary process to identify and prioritize businesses’ unique risks. SmartGuard(R) was granted a registered trademark by the U.S. Patent and Trademark office! Gerry is available to speak to business, networking, benevolent and association groups on the topic: What Every Business Needs to Know About Lowering Insurance Premiums: 2016. Carnahan Insurance is a proud member of the Insurance One Agency family.