Tuesday, August 6, 2019
It’s fair to wonder how many people would still be alive today if there were never any such thing as a life insurance policy. Personally I can’t imagine NOT having a life insurance policy if you have children 17 and under. But the below info might ring true for some of you.
An insurance policy may be the onlything it takes to kick a murder plan into high gear. A woman who isn’tgenerally capable of murder just because she saw him with another woman mightbe to get her hands on that $300,000 payout.
Which brings us back to the initialquestion: How many people would still be with us had they not named theirkiller as the beneficiary of a life insurance policy?
Who in their right mind keeps an angry, disgruntled familymember as the beneficiary anyways?
You’d be stunned to know the answer:Enough to supply the Investigation Discovery channel with one crime documentaryafter another in which a person was murdered for their life insurance policy.
- In many cases the killer is a woman –either directly, or she “hires” someone to do the job.
- Of course, many times the victim is a woman.
- A third scenario is when a non-familymember has been scammed by the killer to name the killer as the solebeneficiary.
- A fourth scenario is when the killertakes out the policy of the victim without the victim knowing!
This article is about the first twotypes.
What’s absolutely mind-blowing is whythe policyholder keeps thesebeneficiaries on the payout plan, when any one of the following hasoccurred:
- The beneficiary and the policyholderhave separated or divorced – and have a very ugly relationship in which thebeneficiary has displayed fits of rage.
- The policyholder is afraid of thebeneficiary, though there’s been no violence directed towards him or her.
- The policyholder has been assaulted by the beneficiary.
- There are no children (which then begsthe question more than ever of whythe policyholder would want that ex-spouse or soon-to-be ex-spouse still as abeneficiary).
In short, why on earth would you wantsomeone – whom you’re either afraid of or now hate to the bone – to be yourbeneficiary?
Even if you have young children withthe beneficiary…it still makes zero sense if you believe there’s even a remotechance that your ex is capable of killing you for that money.
Your raging ex or deeply troubled sondo NOT need $800,000 if you die in a car accident or from disease. So why doyou have the policy and why are they on it?
Bottom Line
- Nobody whom you fear or who now hates youshould be your beneficiary.
- Remove them at once and inform thempromptly.
- It could save your life.
Robert Siciliano personal security and identity theft expert and speaker is the author of Identity Theft Privacy: Security Protection and Fraud Prevention: Your Guide to Protecting Yourself from Identity Theft and Computer Fraud. See him knock’em dead in this Security Awareness Training video.