Tuesday, December 21, 2021
Will Your Money Outlast You?
One of the fears of growing old is running out of money before you die. That’s why this Before I Die New Mexico Festival presentation with Steve Margulin, CPA, CFP® is so important. In this video, “Don’t let your savings suffer a pre-mature death,” Steve shares valuable information about how to make your money last into your golden years and the elements of successful aging.
Among the topics covered are the three phases of retirement (The Go-Go Years, The Slow-Go Years, and The No-Go Years), tips for making your elder years healthy, long term care considerations, why being the Bank of Mom and Dad is bad for your kids and your finances, the financial perils of fraud, grey divorces, and inflation, and figuring out how much money you need to retire.
Healthy Aging Tips – It’s Not Just About Money!
Steve offered these tips to enjoy a long and healthy retirement, and avoid added healthcare costs.
- Eat healthy foods – yes, that means fruits and vegetables!
- Move every day – stand up every hour. Take a walk or do other exercises.
- Set a regular sleep schedule.
- Drink plenty of water – flavor it if it helps you drink 8-10 8 ounce glasses a day.
- Manage stress in your life.
- Build a strong social circle.
- Don’t skip doctor appointments.
About Steve Margulin
Steve Margulin, CPA, CFP®, Retirement Extender®
Steve Margulin is a well-known financial advisor and life coach in Albuquerque, New Mexico, who has guided individuals and families on financial matters since 1993. Steve has made a lifelong commitment to learning and has earned five (5) professional designations. He customarily takes over 100 hours of continuing education to stay current and learn more about the subjects he advises on.
As a Certified Public Accountant, Steve teaches retirement readiness and enhancing your life in retirement coursework as an Adjunct Professor through the University of New Mexico. The courses blend financial education with life planning to help clients build wealth, align their money with their values, and teach attendees to pursue to and maintain a healthy retirement.
Steve uses a holistic approach to help clients maintain and improve their financial well-being as a Wealth Advisor and Managing Member of Retirement Extender®, a Branch Office of CWM, LLC, an SEC Registered Investment Advisor.
Steve implements his holistic approach by using an integrated team of investment, planning, & tax specialists at Retirement Extender®. His goal is to ensure clients have control over their day-to-day, month-to-month finances; have the capacity to absorb a financial shock; be on track to pursue their financial goals; and have the financial freedom to make the choices that allow them to enjoy life.
A graduate of California State University, Northridge, Steve earned a bachelor’s degree in economics. He has taken graduate coursework in taxation at San Joaquin College of Law and at the University of New Mexico. A former controller of a school district, he has donated time and money to many not for profit organizations including serving as president of the Albuquerque Chapter of Institute of Management Accountants, treasurer of the Society of Financial Service Professionals and also of the Jewish Federation of Central New Mexico.
Steve grew up in the Los Angeles area and has been living in New Mexico for over 30 years, where he enjoys classical music, playing the violin, sports (especially the UNM Lobos and the LA Dodgers), and bike riding. He also likes traveling with his wife, Iris, and visiting her three children and six grandchildren.
Summing up his work, Steve says, “What I want for my clients is their financial freedom. I track their goals, monitor their investments, and provide accountability and life coaching, so they progress in that direction.”
Festival Sponsors
Thank you to these companies and organizations that made the Before I Die NM Festival possible.
A portion of the sponsorship proceeds and ticket sales from the Before I Die NM Festival were donated to 501(c)(3) charitable partner, Historic Fairview Cemetery, established in Albuquerque in 1881. The cemetery is the final resting place of 12,000 individuals, with remarkable stories reflecting the history of Albuquerque, New Mexico, and the United States of America. The website is www.HistoricFairviewCemeteryABQ.org.
Gail Rubin, CT, is author and host of the award-winning book and television series, A Good Goodbye: Funeral Planning for Those Who Don’t Plan to Die, Hail and Farewell: Cremation Ceremonies, Templates and Tips, and KICKING THE BUCKET LIST: 100 Downsizing and Organizing Things to Do Before You Die.
Rubin is a Certified Thanatologist (that's a death educator) and a popular speaker who uses humor and films to get the end-of-life and funeral planning conversation started. She "knocked 'em dead" with her TEDx talk, A Good Goodbye. She provides continuing education credit classes for attorneys, doctors, nurses, social workers, hospice workers, financial planners, funeral directors and other professionals. She's a Certified Funeral Celebrant and funeral planning consultant who has been interviewed in national and local print, broadcast and online media.
Known as The Doyenne of Death®, she is the event coordinator of the Before I Die NM Festival. She also hosts A Good Goodbye Internet radio show and produces Mortality Minute radio and online video spots. Her YouTube Channel features more than 450 videos!
Rubin is a member of the Association for Death Education and Counseling, the International Cemetery, Cremation and Funeral Association, Toastmasters International and the National Speakers Association New Mexico Chapter. Her speaking profile is available at eSpeakers.com.
Gail Rubin has been interviewed about funeral planning issues in national and local broadcast, print and online media. Outlets include The Huffington Post, Money Magazine, Kiplinger, CBS Radio News, WGN-TV, and local affiliates for NPR, PBS, FOX, ABC-TV, CBS-TV and NBC-TV. Albuquerque Business First named her as one of their 2019 Women of Influence.
Sign up for a free planning form and occasional informative newsletter at her website, AGoodGoodbye.com.