A recognized youth financial literacy thought leader, John Lanza has over a decade of experience in the money-smart movement.  He created The Money Mammals program, helping children get excited about money learning via resources including the "Saving Money Is Fun" DVD and corresponding Kids Club, which is partnered with credit unions nationwide.  John is also the author and co-illustrator of the Dr. Toy-award winning "Share & Save & Spend Smart" picture book trilogy featuring Money Mammals characters.  His newest book, The Art of Allowance, is a guide for parents that explores how to use an allowance system to teach children of all ages money smarts and money empowerment.  These endeavors have allowed John to be featured by publications like The New York Times, The Wall Street Journal and The Los Angeles Times.  John hopes to be your guide to youth fiscal responsibility to help children live happier, more fulfilled lives.