Citrus Heights, CA

Tuesday, June 07, 2011

 THE FINAL SOLUTON TO THE AMERICAN HOLOCAUST

PART C

THE EASY WAY TO KEEP AMERICA BURNING

C-1: A HEALTHY FIRE INSURANCE BUSINESS NEEDS FIRES

Within Part B of "The Final Solution" I explained how and why the fire insurers profited from fire losses. I will recap. Because the insurers had the right to price fix (rating bureaus) they could set the retentions as a percent of the cash flow into the system. Thus, the greater the dollar amount into the system the greater the retentions and the greater the profits. If the burn rate was manipulated by code to actually increase, the bureaus would then set higher rates on essentially a monopolistic basis. This would bring more dollars into the system. But the overhead would remain almost unchanged. The ratio of the retention to the income would be maintained steady or increase. Therefore a higher burn rate produced greater profits for the fire insurerance industry. Fire was the business of the fire insurers; lots of fires produced lots of profits. Of course the insurers sold the idea that greater losses reduced the profits, but that was not true.

The fire sprinkler system was developed during the 19th century and by the 1890s it was proven to be able to virtually eliminate the fire problem within buildings. When correctly designed and monitored, the fire sprinkler systems could reduce the loss potential by greater than 99 percent. In other words the sprinkler system had the potential to destroy the fire insurance business. Accordingly, the fire insurers realized that to keep their business profitable they had to keep America burning in spite of the new technology. That would not be easy.

But the insurers were clever and politically savvy. When a flaming type fire initiates within a building, usually it at least doubles in size every minute. Within less than 5 minutes a house fire can be so large and potentially deadly that it is far beyond the capabilities of the occupants to control it. Once the fire is beyond control by those close to it, only the professional firefighters (who are equipped with the large hose and fog nozzles) are able to control it. But will those remote firefighters be able to control the fire before massive damage? Usually the answer is no. Thus, the insurers could maximize their profits by making sure that the early fire was not likely to be controlled by those within the building. Only those at the site of the early fire have the potential to control the fire prior to massive damage occurring. Massive damage (but not catastrophic damage) involving millions of buildings is what fuels the fire insurance system.

C-2: THE LIMITATIONS OF THE REMOTE FIRE DEPARTMENT

Almost always, from the time that the first flicker of flame appears within a building until the fire fighters are ready to enter the building with charged hose lines, the elapsed time will be near 10 minutes to more than a half hour. Fire officials often report that the "response time" to a home is only 5 minutes. But it is the "FREEBURN TIME" that really counts. This includes the time prior to discovery, the time before a call to 911 is made, the time for the notification to be relayed to the closest fire station, the response time which often includes firefighters getting out of bed and fighting traffic, the time to locate the hydrant and hook up to it, the time to layout the hose lines and pressurize them and finally to apply water spray to the fire.

The fire insurers knew that the early fire could be terminated with less than one gallon of water (as a fine drop spray) if applied within one or two, possible three minutes of a flaming fire ignition. They also knew that a hundred thousand gallons of water might be inadequate five or ten minutes later.

Within rural areas a half hour free burn time is not unusual. One of the inside jokes of the fire firefighters are, "we saved the chimney". Because the fireplace and chimney are built of concrete, stone or bricks, the entire house can be in ashes; but the chimney will be standing like a sentinel over the destruction.

C-3: THE EASY WAY TO KEEP AMERICA BURNING

The key to the fire insurer's profits of is to make sure the fire is never controlled by anyone except the remote firefighters. The clever fire insurers realized way back during the late 19th century that the fire sprinkler system was a potential destroyer of their businesses. They knew that a tiny amount of water could terminate a new born fire with ease. This water could be from an automatic sprinklers system. Also, if the building was equipped with reliable fire detectors and small hose with fog nozzles, the occupants would be alerted in time to snuff out the early fire. The fire could be controlled while small well before the firefighters arrived.

However, they also knew that if the first water applied to the building fire was by the professional firefighters, nearly always the small fire would be large and out of control by the time the professionals arrived. Thus, the logical way to keep America burning and the insurance profits high was to make sure that the occupants of the building were not equipped with the means to control the early fire.

The insurers could not do the job of keeping America burning directly; the fox guarding the chicken coop would be too obvious. They needed an organization that could do the dirty work behind a facade of humanitarianism. Thus during 1896 the New England insurers met and created the National Fire Protection Association (NFPA).

C-4: THE NFPA KEPT THE FIRES BURNING

By the end of the 19th century the fire insurers decided to restrict the installation of sprinkler systems. Sprinklers were to be allowed to protect only the very large, very high valued properties. These huge industrial properties could create catastrophic size losses. Protecting a system against a possible catastrophic loss was similar to a gambling casino placing a limit on the size of the bet. But to maximize their profits the insurers needed to create a barrier to the installation of fire sprinkler systems in nearly all other buildings types. Also, they needed a cover to hide their role in this operation. Preventing the installation of a system that would come very close to completely eliminating fire deaths was akin to murder. It was certain to result in hundreds of thousands of preventable casualties over the years. So the dirty deed had to be accomplished behind the cover of an organization that could sell itself as a "protector of the people".

The solution was to create a third party to keep the fire losses high. And, of course, the new kid on the block had to don the robe of the action hero. All the dirty work had to be performed behind a façade of humanitarianism. This was essential because, by removing the near perfect solution to fire the end result would be an enormous number of preventable fire deaths, especially involving children. The NFPA was created to deny fire safety to millions. But the NFPA would be promoted as an organization that would be: "creating fire codes to protect humanity". While selling the hero persona to the fire chiefs and the public, the NFPA quietly assigned complete control of the sprinkler code back to the insurers. Before 1896 was over the insurers had created their code to make sure nearly all buildings constructed in America were devoid of sprinklers systems. Eventually this act of incredible betrayal of the people of 1896 probably has caused more American fire deaths over the next 100 years than our enemies did during World War 11.

When I became involved as a committee member of the NFPA sprinkler committee the anti-sprinkler NFPA 13 standard created in 1896 had remained virtually unchanged from its inception for more than a half century. Within America technological advancement does not remain stagnant for many decades without a reason. That reason was that a majority of the voting members of the sprinkler committee still consisted of insurance industry representatives. Indeed, the membership of the 1969 NFPA Sprinkler Code No. 13 consisted of 15 insurance industry member out of 26 voting members plus 4 of 6 alternate members were insurance industry reps. At least two of the independents were what we called "hired guns" that received much work from the insurers.

Yes, into the 1970s, the insurance industry members of the sprinkler code were still making sure that nearly all buildings were constructed devoid of sprinkler protection. The anti-sprinkler forces were so powerful that when the Nevada State Fire Marshal, Dan Quinan, tried to get sprinklers installed in the MGM Grand Hotel in Las Vegas and another old hotel with inadequate exits he was removed from office. When the MGM burned in 1980 the attacks on Quinan to avoid installing sprinklers in the MGM were covered-up, of course.

The NFPA barriers to sprinkler installations have been the number one cause of fire deaths in America. The NFPA aided marketing of defective smoke detectors into about 90 million U.S. homes has been the second most prolific cause of fire deaths in America. The committee members of the NFPA codes still meet within secret meeting rooms in faraway cities to produce those "children killing codes" that are so cleverly promoted as "codes designed to save humanity from fire".

C-5: THE NFPA BECAME AN ALL AROUND GUARANTOR OF DEADLY FIRES

There is another way to apply water to the early fire besides the sprinkler system. If alerted by a reliable fire detection system and if provided with small hose equipped with a fog nozzle, the occupants could control the early fire even more effectively than the sprinkler system. Sprinklers distribute the water over a wide area. A person armed with a fog nozzle could deliver all the water directly onto the early fire. An honest fire detection system and a reliable means to control the early fire would also dramatically reduce the fire losses in America. But that was not an acceptable change in the fire business.

By the middle of the 20th century the insurers were not the only business feeding off fire and cooperating with the NFPA to keep America burning. Thousands of companies were by then profiting from fire and benefiting from the NFPA codes. These thousands of companies that profited from fire were influencing the codes. The concept was to structure the code that applied to your business to mandate the sale of what you were selling. Then, the gravy on the deal was when the NFPA (and Underwriters' Laboratories) would also adjust the code provisions to ban competitive and less costly products and systems. It was a deal not unlike the making of laws by Congress; the lobbyists influence the law makers to produce laws to benefit the industry that made the appropriate contributions.

But NFPA is creating codes with the legislating being done behind closed doors. The codes almost always become enforceable laws automatically. And the voting members creating the codes (laws) are supplied by the businesses that profit from the codes. Lobbyists are not essential; the profit making businesses appoint their own voting committee members. Of course, by providing businesses with codes that mandate the use of what they are selling, the profiteers are more than pleased to support the NFPA. Here is a very partial listing of the criminal operations that I personally witnessed that were concealed behind the humanitarian façade of the NFPA.

1. When I created a code to define a proper fire detection system for the home the NFPA conspired with the federal agencies and Underwriters Laboratories to rig fire tests to justify code changes to equip nearly all U.S. homes with fraudulent and often deadly so-called "smoke" detectors.

2. The NFPA promoted a fire extinguisher that delivered a pencil lead size water stream for about 50 seconds. As usual, the "solution" that was promoted was an alternate to far better protection; the use of house water delivered with a small hose and fog nozzle. The complex to operate "soda acid" unit and its pressurized replacement were close to useless as a means to control an early fire. A thin straight stream of water is probably only 1/50th as effective as a fog nozzle. Thus, the home was denied a real means to control the early fire manually prior to the arrival of the firefighters.

3. Within large buildings such as hospitals, high rises and schools the NFPA promoted a "too large to be used by an amateur firefighter" hose. This one and a half inch hose usually required two or three trained professional firefighters to handle it. Hence, the NFPA created a market for extremely costly fire hose and cabinets that enriched the manufacturer while also preventing the installation of protection that could actually terminate the early fire.

4. The NFPA has created a code mandating fire detection systems that are incredibly costly for large buildings such as high rises, hospitals and universities. These systems are so complex that they are unfathomable except by the designated sellers and installers, who are enriched by the code. The systems often are overloaded with smoke detectors of a near useless type that create an enormous false alarming problem. Most of these extremely costly but mandated installations will not pass an honest test the day they are installed. And in time the maintenance problems become so expensive and the false alarm problems so great that portions of or all of the systems are removed from service.

C-6: THE FIRE PROBLEM IS AN EASY SOLUTION

The fire problem in America is an awesome problem. It is not just the fire deaths and injuries; it is the loss of homes, business interruptions, the cost of fire stations and personnel and much more. I believe that fire costs this nation more than a trillion dollars a year. There are a great many factors that are never considered when estimating costs. For example, there have been claims that at least 50 percent of the total cost of building a hospital is related to fire protection. Fire departments sometimes charge more than 25 thousand dollars just to approve the plans for a home. That plan review cost and the code mandated higher building construction costs are usually included in a mortgage. Therefore the cost of paying off that slice of the mortgage can be more than twice the original amount. There are thousands of costs that are mandated by code and by law that are related to fire protection. Much of these costs are due to corrupted codes and provide little protection and often block superior protection at much lower costs.

As the fire protection engineer and researcher who brought about most of the advances in fire protection over the past 50 plus years, I say that the total fire losses (destroyed buildings and contents) can be reduced by more than 95 percent. But the solution to the American Holocaust can only happen if the fraudulent "solutions" are exposed for what they are, frauds and killers, and the better solutions are allowed to be used. Before that will happen, first it is necessary for the public to realize that the NFPA is not reducing fire; the NFPA is guaranteeing the continuity of fire. The sprinkler codes that make the cost of sprinklers excessive for most buildings and the campaign to install phony smoke detectors in homes are part of the master plan to create codes to the benefit of those who profit from fire. It is those who profit from fire who provide the free members to write the codes and the money to keep the MNFPA executives in the very high salary category. Count the money as the children burn seems to be the philosophy of our fire control programs.

TO KNOW THAT THOSE WHO ARE BEING PAID TO PROTECT US HAVE BETRAYED US IS THE FIRST ESSENTIAL STEP TOWARD A FIRE SAFE AMERICA.

EVIL WINS WHEN GOOD PEOPLE DO NOTHING.

www.TheWorldFireSafetyFoundation.org • www.Firecrusade.com

www.AmericasHolocaust.org

RICHARD M. PATTON, FIRE PROTECTION ENGINEER

AUTHOR, THE AMERICAN HOME IS A FIRE TRAP

THE CRUSADE AGAINST FIRE DEATHS

rmpatton7@gmail.com

Richard M Patton

President

Crusade Against Fire Deaths

Citrus Heights, CA

916-721-7700